By Mrs. Xennial It's only two days from February 2022, and I'm already pivoting? You bet I am! There are several reasons behind it, and I'll explain further below as usual. But I want to point out that it isn't a bad thing to pivot your budget from time to time, and as often as... Continue Reading →
2022 Annual and Monthly Budget
by Mrs. Xennial Happy new year fellow FI-minded people! My new job gave me 2 weeks of PTO for the holidays, and after we resume work, we got busy... hence the delay in the 2022 overview. One thing I learned from 2020 and 2021, is that every time I mentioned my anxiety towards money, I... Continue Reading →
To Elaborate on Home Ownership… On Maintenance
by Mrs. Xennial From time to time, you'd hear about how renting could be a bliss because it is so much less obligations and responsibilities. It is true, since the maintenance mainly falls under the owner's expenses and to-do list, and renters could simply sit on their asses waiting for the magic to happen regardless... Continue Reading →
Holiday Confession and Reflection
By Mrs. Xennial Done with Thanksgiving, and with Christmas around the corner, this is a time for all kinds of holiday anxiety to take up permanent residence in your heads. Since this is a blog particularly focused on financial side of things, let's talk about money during the holidays, and I'll also share what Mr.... Continue Reading →
What I Wish We Had Known Before Becoming a Home Owner
by Mrs. Xennial Our house in Hawaii is FINALLY sold. It's been a struggle for several reasons. We vacated the house by September 2019, but had leftover things to do for the house before it could be listed. Aside from bulky item pickup, lawn service, and house cleaning, the biggest pain was PAINTING. We had... Continue Reading →
Current Budget Review
by Mrs. Xennial As promised, here I am creating a overview (also for my reference, too). It is always taken as the first step in personal finance or budgeting: know where you money goes. I know mine probably has fallen into the common folks' style, where housing is the biggest take of all expenses, and... Continue Reading →
To Compare or Not to Compare…
By Mrs. Xennial Growing up in an Asian family, I grew up being compared to others around me. Sometimes it's my grades; sometimes it's my figure; sometimes it's my success. I remember hating it so much because I just couldn't seem to be the better one. "Why can't you score as much as XXX?" "Why... Continue Reading →