Pivoting… Already.

By Mrs. Xennial It's only two days from February 2022, and I'm already pivoting? You bet I am! There are several reasons behind it, and I'll explain further below as usual. But I want to point out that it isn't a bad thing to pivot your budget from time to time, and as often as... Continue Reading →

2022 Annual and Monthly Budget

by Mrs. Xennial Happy new year fellow FI-minded people! My new job gave me 2 weeks of PTO for the holidays, and after we resume work, we got busy... hence the delay in the 2022 overview. One thing I learned from 2020 and 2021, is that every time I mentioned my anxiety towards money, I... Continue Reading →

Holiday Confession and Reflection

By Mrs. Xennial Done with Thanksgiving, and with Christmas around the corner, this is a time for all kinds of holiday anxiety to take up permanent residence in your heads. Since this is a blog particularly focused on financial side of things, let's talk about money during the holidays, and I'll also share what Mr.... Continue Reading →

Current Budget Review

by Mrs. Xennial As promised, here I am creating a overview (also for my reference, too). It is always taken as the first step in personal finance or budgeting: know where you money goes. I know mine probably has fallen into the common folks' style, where housing is the biggest take of all expenses, and... Continue Reading →

To Compare or Not to Compare…

By Mrs. Xennial Growing up in an Asian family, I grew up being compared to others around me. Sometimes it's my grades; sometimes it's my figure; sometimes it's my success. I remember hating it so much because I just couldn't seem to be the better one. "Why can't you score as much as XXX?" "Why... Continue Reading →

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