This is my 4th year of my FI journey, and I'm not gonna lie: the comparisonitis is strong sometimes especially when my mental health isn't at its best shape. When I was at the Camp Mustache, one realization (or reminder) is this: it's not about how much you make; it's the percentage of your savings... Continue Reading →
Weathering the Sh*t Storm on FI Journey
[Fair warning: this post does not consist much of tips or tricks; this is more of a reflection blog about what I'm doing to cope...] A week and half or so ago, we were invited to a neighbor's house (let's call her N) for a farewell party. Another neighbor (R) who walks her dogs with... Continue Reading →
Things I Learned from Camp Mustache 2022 (Part 2)
To elaborate from the last post, Things I Learned from Camp Mustache 2022 Part 1, I actually have quite a bit to say about taking it slow. Sure, doing what we can do right now and being consistent are truly the keys particularly in the accumulation phase. But hear me out... During one of the... Continue Reading →
Actions: Now or Later?
Happy May! Holy shnizzle it's May already! There are certain things on my FI journey that I've been slacking, and it's my personal demon with procrastination for sure. But over the course of the last few years, I feel like I've started to get the hang of it particularly with making my own routines (and... Continue Reading →
Mindset Reset
I shared in the previous post that I went over budget in March; and while I'm working on giving myself grace and be patient with my journey, I'm also working on a few more things and resetting my budget. As the inflation continues to make us frown, I thought I'd add on a few more... Continue Reading →
Mental Health and FI Journey
Welp, it's official: I've spent over budget this month. It isn't a whole lot, but this is not counting some money I originally plan to set aside to save as well as counting some categories that were over budgeted (such as power, which I budgeted much higher, thinking I'd keep the rest in the account... Continue Reading →
Personal Finance 102… in the Midst of Inflation
Who else review their budget every week or every other week like I do? Also, who else is feeling the inflation on everyday items? I know the gas price is going up to a new high, and I’ve heard about that in many places (WA, HI, and CA especially), we are already looking at $5+... Continue Reading →
Pivoting… Already.
By Mrs. Xennial It's only two days from February 2022, and I'm already pivoting? You bet I am! There are several reasons behind it, and I'll explain further below as usual. But I want to point out that it isn't a bad thing to pivot your budget from time to time, and as often as... Continue Reading →
2022 Annual and Monthly Budget
by Mrs. Xennial Happy new year fellow FI-minded people! My new job gave me 2 weeks of PTO for the holidays, and after we resume work, we got busy... hence the delay in the 2022 overview. One thing I learned from 2020 and 2021, is that every time I mentioned my anxiety towards money, I... Continue Reading →
To Elaborate on Home Ownership… On Maintenance
by Mrs. Xennial From time to time, you'd hear about how renting could be a bliss because it is so much less obligations and responsibilities. It is true, since the maintenance mainly falls under the owner's expenses and to-do list, and renters could simply sit on their asses waiting for the magic to happen regardless... Continue Reading →
Xennials on FI/RE 