Recently in our FIRE community talks, we brought up many topics as usual. Not only did I find out there are so many ways to FIRE (barista FIRE, coastal FIRE, FINE, or even seeing FIRE as "Financially Independent/Recreational Employment instead of Retiring Early), we also asked the folks who have already FIREd to share what... Continue Reading →
Chapter 2 – Reconnecting with My Why and POV
by Mrs. Xennial I noticed I haven't really continued the story, and it was fun to go over some of the previous posts for myself. We are now in Washington for the third year, and much was learned during this time all while we learn how to cope with COVID. Last week, I joined a... Continue Reading →
Pivoting… Already.
By Mrs. Xennial It's only two days from February 2022, and I'm already pivoting? You bet I am! There are several reasons behind it, and I'll explain further below as usual. But I want to point out that it isn't a bad thing to pivot your budget from time to time, and as often as... Continue Reading →
FI/RE and Relationship
By Mrs. Xennial With my head in a better place, I've been participating more "fun" things for myself lately. I'm following my own goals and got an online art class and some art supplies that are on lower end of what people could pay (the recommended supplies were not FI friendly IMO), and definitely more... Continue Reading →
2022 Annual and Monthly Budget
by Mrs. Xennial Happy new year fellow FI-minded people! My new job gave me 2 weeks of PTO for the holidays, and after we resume work, we got busy... hence the delay in the 2022 overview. One thing I learned from 2020 and 2021, is that every time I mentioned my anxiety towards money, I... Continue Reading →
To Elaborate on Home Ownership… On Maintenance
by Mrs. Xennial From time to time, you'd hear about how renting could be a bliss because it is so much less obligations and responsibilities. It is true, since the maintenance mainly falls under the owner's expenses and to-do list, and renters could simply sit on their asses waiting for the magic to happen regardless... Continue Reading →
Holiday Confession and Reflection
By Mrs. Xennial Done with Thanksgiving, and with Christmas around the corner, this is a time for all kinds of holiday anxiety to take up permanent residence in your heads. Since this is a blog particularly focused on financial side of things, let's talk about money during the holidays, and I'll also share what Mr.... Continue Reading →
What I Wish We Had Known Before Becoming a Home Owner
by Mrs. Xennial Our house in Hawaii is FINALLY sold. It's been a struggle for several reasons. We vacated the house by September 2019, but had leftover things to do for the house before it could be listed. Aside from bulky item pickup, lawn service, and house cleaning, the biggest pain was PAINTING. We had... Continue Reading →
Current Budget Review
by Mrs. Xennial As promised, here I am creating a overview (also for my reference, too). It is always taken as the first step in personal finance or budgeting: know where you money goes. I know mine probably has fallen into the common folks' style, where housing is the biggest take of all expenses, and... Continue Reading →
Budgeting during the COVID-19 Storm
Mrs. Xennial As of next week, it would be WFH week 4. I still love it, and I'm starting to use my "part-time extrovert" side to good use (hence I'm typing here). Being that I'm also the one managing our office's Instagram, I actually did a live session with almost 12 students watching. It's a... Continue Reading →
Xennials on FI/RE 