Current Budget Review

by Mrs. Xennial As promised, here I am creating a overview (also for my reference, too). It is always taken as the first step in personal finance or budgeting: know where you money goes. I know mine probably has fallen into the common folks' style, where housing is the biggest take of all expenses, and... Continue Reading →

Budgeting during the COVID-19 Storm

Mrs. Xennial As of next week, it would be WFH week 4. I still love it, and I'm starting to use my "part-time extrovert" side to good use (hence I'm typing here). Being that I'm also the one managing our office's Instagram, I actually did a live session with almost 12 students watching. It's a... Continue Reading →

COVID-19 Got Me Thinking…

By Mrs. Xennial Holy flipping shit the world is upside down since the last time I post. I travelled for work to Myanmar, and I returned to home base... and SHIT JUST HIT THE INDUSTRIAL-SIZED FAN. It all started in China, and then it's now a pandemic. It's a scary, scary time. So like anyone... Continue Reading →

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To Compare or Not to Compare…

By Mrs. Xennial Growing up in an Asian family, I grew up being compared to others around me. Sometimes it's my grades; sometimes it's my figure; sometimes it's my success. I remember hating it so much because I just couldn't seem to be the better one. "Why can't you score as much as XXX?" "Why... Continue Reading →

Holiday Stress is REAL

-Mrs. Xennial Holidays; Holidaze.... I thought I'd reflect on the Xennial family's changes on our attitudes for the holiday season (particularly Christmas) over the years to see if this could help you. I'm sure you'd find other similar ideas, but I'm just sharing our story here. Our holiday philosophy didn't quite start on the right... Continue Reading →

Chapter 1

Before the beginning of Chasing FIRE Let's look back to the time before I started to get more sense about budgeting and personal finance. Even though I started "fresh" without student loan, I managed to put myself in debt in various ways because 1. I didn't know what I was doing, 2. I thought I... Continue Reading →

Long Long Time ago…

in a bank account far far away... Mrs. Xennial's Story *Taking a deep breath* As I look back on the past 37 years of my existence, I was quite surprised on how long it took for me to really get into budgeting and finance. Here I am; trying to keep track of how we do.... Continue Reading →

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